Local Banks
Community Bank & Trust: “Whether you’re buying your first home or want to refinance your existing mortgage, Community Bank & Trust of Florida has a loan that will meet your needs. Understanding that each person’s needs are different, we deliver our mortgage solutions in a very personal way. Our Mortgage Officers are with you from the start, helping you to choose the best option and staying with you every step of the way from application to closing. All loans subject to credit approval.”
Regional Banks
“Regions Mortgage is one of the nation’s top residential mortgage loan originators and servicers. You can expect quality service and customer satisfaction from Regions Mortgage. We are a part of your community. We’re here to help you find the mortgage loan that’s right for you with options available to assist you in buying a home, refinancing your current mortgage, or buying that vacation home retreat.”
Mortgage Broker
“At Waterstone Mortgage, we take the confusion and anxiety out of the mortgage process so you have a clear path to your dream of home ownership. Our job is to help you enjoy the home buying experience – not to keep you waiting and wondering about the status of your loan. We take care of as much as possible up front, so when we tell you “yes”, we mean it. That’s how we’ve continued to grow and stand out in our industry – by doing what’s right for our customers. We’ll help you every step of the way, from application to moving day.”
Targeted Lenders
Farm Credit: “Our mission is to be the premier agricultural lender throughout our territory, providing sound constructive credit to our member-borrowers. We operate under cooperative principals, providing superior customer service, and maintaining a financially strong Association in order to enhance the quality of life for people in the agricultural industry and in rural America.”
Lending Options
FHA Loans
• Down Payment as low as 3.5%
• Government Guaranteed Loans
• Less Than Perfect Credit May Still Qualify
• Energy-Efficient Mortgages
• Reverse Mortgages Available
• Refinancing Available
• Renovation Loans Available
VA Loans
• Low Down Payment
• No Private Mortgage Insurance Requirements
• Less Than Perfect Credit May Still Qualify
USDA/ Rural Housing Loans
• 100% Financing
• Great Rates
• Down Payment Options
• Flexible Credit Guidelines
• Less Than Perfect Credit May Still Qualify
Wealth Building Loans
• 100% Financing Available
• Adjustable Rate Mortgage (ARM)
• Build Wealth Faster
• Reduce Mortgage insurance early on
Conventional Loans
• Fixed and (ARM) Options
• Down Payment as low as 3%
• First Time Home Buyers Programs
Additional Loan Programs
• Medical Professional Programs
• Home Ready Loan Program
• First Time Home Buyers
• Jumbo and Super Jumbo Loans
• Reverse Mortgages